How to make sure your student loan payments are paid off –

Student loan rates have been on the rise over the past few years and some parents are worried their child may never repay the money.

If you or anyone you know needs help with student loan repayments, contact Lifeline on 13 11 14 or go to the Federal Government website to find out more.

“They’re not going to be able to repay it, and that’s the real concern,” one parent told

Student loan payments can take anywhere between five and seven years to be paid off, depending on the length of the loan and the terms of the debt.

The Government is working with the industry to try and cut the number of borrowers with student loans, but that could take time.

A spokeswoman for the Department of Education said: “The Government’s student loan debt reduction scheme will offer borrowers a lifeline in the event of a default, including the possibility of deferring payments for up to six months.”

Students who have a higher than average income will need to repay the full amount of the loans, while people with low incomes will be able defer payments for 12 months.

However, the Government says it has made changes to help borrowers who have outstanding debts and are struggling to pay off their loans.

It has also been notified of more than 100,000 debt relief schemes that have been implemented by local authorities.

For those who do not have enough to pay, the Department will support them through the debt relief scheme.

One of the biggest changes to the student loan repayment scheme is that payments are not delayed in cases where a borrower cannot repay, or in cases when the borrower is currently in the system and their loans have been paid off.

What you need to know about student loans in New Zealand: Student loans: How much does it cost?

Student debt recovery: How to get started?

How much does a debt forgiveness program cost?

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